Trying to decide if this loan company is legitimate? I need a second and third opinion, let me know?

SCAM, to not touch this. You will send the $940 and then there will be a few other issues that come up where they will need a little more money from you. Then after a few days they will have another "fee" you need to pay. If you look carefully they are not giving you the loan "we have obtained a lender to process and approve your loan request" Once they have your $940.00 and the $1,800 this lender will disappear. And you will need to pay a bit more for another lender, all said and done good luck getting your funds back